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Get a Free Portfolio Review
Not sure if your investments are on track? Get a complimentary portfolio analysis from a qualified financial professional. No obligation, no sales pitch — just actionable insights.
What You’ll Learn
A portfolio review examines:
- Asset allocation: Is your stock/bond mix appropriate for your age and goals?
- Diversification: Are you overconcentrated in any sector, company, or asset class?
- Fee analysis: What are you paying in total expenses (fund fees + adviser fees)?
- Tax efficiency: Are tax-inefficient holdings in the right account types?
- Benchmark comparison: How has your portfolio performed vs a simple index fund portfolio?
- Risk assessment: Would a ~30% market drop devastate your plan or merely inconvenience it?
How It Works
- Submit your information — current holdings, account types, and financial goals
- Receive your review — a qualified professional analyzes your portfolio within 5 business days
- 30-minute consultation — discuss findings and recommended adjustments
- No obligation — the review is free. You decide whether to engage further.
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Form fields:
- Name
- Phone (optional)
- Approximate portfolio value
- Primary financial goal (retirement, wealth building, income, preservation)
- Current adviser status (self-managed, robo-adviser, human adviser, unsure)
Who This Is For
- DIY investors who want a professional second opinion
- People who haven’t reviewed their portfolio in 2+ years
- Investors unsure if they’re paying too much in fees
- Anyone approaching retirement who wants to validate their strategy
Common Findings
Portfolio reviews consistently reveal the same patterns. Understanding what reviewers typically find helps you anticipate what might surface in your own analysis.
| Issue | How Often Found | Impact |
|---|---|---|
| Overconcentration in employer stock | ~35% of reviews | Single-stock risk — could lose ~50%+ in a company downturn |
| Excessive fees (>1% total) | ~45% of reviews | Costs ~$100K+ over a career |
| Wrong asset allocation for age | ~30% of reviews | Too aggressive near retirement or too conservative when young |
| Tax-inefficient placement | ~40% of reviews | Bonds in taxable, stocks in tax-deferred — backwards |
What Happens After the Review
If the review uncovers issues, you have several options. You can implement the recommended changes yourself using your existing brokerage account. You can engage the reviewing adviser for ongoing management. Or you can take the findings to your current adviser and ask them to address the identified gaps. The review is designed to be useful regardless of which path you choose.
For context on whether ongoing professional management makes sense for your situation, read our robo-adviser vs human adviser comparison. If you are primarily concerned about fund costs and investment selection, our index funds vs ETFs vs mutual funds guide explains the cost differences between common investment vehicles.
Understanding Your Review Results
When you receive your portfolio analysis, pay closest attention to three numbers: your total annual cost (fund expense ratios plus any advisory fees), your asset allocation compared to a target appropriate for your age and risk tolerance, and your diversification score across sectors and geographies. Many investors are surprised to learn they are paying ~1.5% or more in total annual costs when they believed they were only paying their adviser’s ~1% fee — the underlying fund expenses add another layer that compounds significantly over decades.
A well-diversified portfolio typically holds domestic stocks, international stocks, bonds, and possibly real estate or other alternatives. If more than ~15% of your portfolio sits in a single company’s stock — especially your employer — that concentration risk deserves immediate attention. For a deeper understanding of how to structure your investments, see How to Choose a Financial Adviser in 2026, which includes a section on evaluating an adviser’s investment philosophy.
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This content is for informational purposes only and does not constitute financial advice.